Yes - no visa or travel required. Just a valid ID and banked funds.
We focus on high-yield markets with affordable prices, positive migration, efficient rent ratios, and ~10-year payback.
Fully rented and in habitable condition, with certified inspection of structure, plumbing, and electrical.
Yes, but you must comply with U.S. immigration requirements.
Anytime, though holding at least 5 years maximizes income + appreciation.
At Spider we provide a frictionless experience - not only during the investment process but also in the ongoing management of your property.
Through our app, Spider Connect, you’ll have 24/7 access to all your transactions and documents, giving you full control and visibility every day.
Another advantage: we only charge our property management fees when you actually receive rental income.*
*Valid only for properties purchased through Spider, for a period of 1 year from the date of purchase, and subject to PMA compliance.
Property management fee: 8% of the monthly rent (minimum USD 100).Property tax: Varies by county, typically between 1% and 4% of the assessed property value. Payments are usually made in two installments per year (March and June), though this may vary depending on the city or county.Insurance: Commonly includes coverage for fire, flood, major damage, and liability. Exact coverage depends on the policy you choose, and premiums can be paid monthly or annually.
Utilities:
Single-family homes: tenants pay for water and electricity when rented; if vacant, the owner covers these costs.
-Multi-family or duplex units: water is usually paid by the owner and prorated into the rent, while tenants pay their own electricity. If the property is vacant, the owner covers utilities.
Annual accounting filing: If you invest through an LLC or another corporate vehicle, you must file an annual accounting/tax return (usually in March).
Entity renewal: LLCs and other entities in the U.S. must be renewed once a year, typically at the beginning of the year.
👉 Both services can be managed directly through Spider, or with your trusted professional.
Whenever there is a maintenance request, we activate a structured process through our Tenant Customer Support (TCS) and Property Management Support (PMS) teams:
- The request is validated.
-A repair order is created, which you can track in Spider Connect.
-If the cost is under USD 350 and funds are available, the repair is executed automatically.
-If the cost is over USD 350, the repair requires your approval in Spider Connect. You will see the full scope of the work and total cost, and you’ll have up to 72 hours to approve it.
-If the repair is a legal or municipal requirement, it will be carried out immediately with available funds to avoid any legal risk. If funds are not available, you will be notified.
-Once the repair is completed, our team verifies the work and closes the order with photographic documentation.
👉 In some cities we also offer a maintenance insurance plan (~USD 60/month) that covers appliances, air conditioning, heating, and water heaters.
Our system immediately flags any missed or delayed payments, which triggers a sequence of collection actions:
-Reminder and collection messages via phone and email.
-Repeated visits to the property and the tenant to notify them of the overdue balance.
-A late payment fee is applied.
If more than 30 days pass without payment and no repayment agreement is reached, we initiate the eviction process, which varies by city but typically takes 60–90 days to complete.
The eviction process typically follows these steps:
-Initial notice of non-payment is delivered to the tenant.
-If payment is not made, a legal process is filed in the local court.
-Court hearings are held in an attempt to reach an agreement.If unresolved, the court issues a judgment and a “WRIT” of eviction.
-Eviction is carried out with the assistance of local law enforcement.
-The property is then secured, cleaned, and repaired so it can be rented again.
👉 In many cases, agreements are reached before the process is finalized, but it’s important to know that evictions involve legal, administrative, and repair costs. While evictions are never desirable, U.S. law ensures that the process is relatively fast, allowing the property to be rented again without major delays.
Section 8 is a U.S. government assistance program that helps tenants pay rent, either partially or in full. For a property to qualify, it must be inspected and approved in advance by the local housing authority.
Key characteristics:
- Guaranteed payments directly from the government.
- High demand and low vacancy rates.Above-market rents compared to regular tenants.
- Tenant screening handled by the housing authority.
- First payment may take up to 60 days to arrive.Annual inspections are required.
👉 While Section 8 properties may require more maintenance when tenants move out, the financial benefits typically outweigh the extra costs.
Monthly, directly into your Spider Connect wallet.
12 months.
In the U.S., the leasing fee (rental commission) is typically equal to one month’s rent.
👉 With Spider:
-Tenant replacement within the first year is free of charge.*
-The first lease renewal is also free of charge.*
*These benefits apply exclusively to properties purchased directly through Spider as an investment vehicle. They do not apply to third-party properties acquired through the platform or externally but managed by Spider.
ARAX primarily invests in U.S. residential real estate:
Single-family homes: Core of the portfolio, in affordable markets with high rental demand.
Multifamily properties: Small and mid-sized buildings focused on stable income.
High-return developments: A smaller, strategic allocation to enhance overall fund performance.
The expected average annual net return is 8%, plus the potential for medium- and long-term asset appreciation.
The minimum investment is USD 100,000, providing access to a diversified, professionally managed institutional-grade portfolio.
No. All acquisitions are made with the fund’s own capital, significantly reducing financial risk.
ARAX is structured to minimize risk: it does not use leverage, invests only in real and already leased properties, and is managed under professional, audited standards. Additionally, it is regulated by the Securities Commission of The Bahamas, ensuring transparency and international compliance.
Yes. Through Spider Connect, you have 24/7 access to updated reports, performance metrics, and the status of your investment. You also receive direct support from our team for any inquiries.
Yes. ARAX is designed exclusively for non-U.S. citizens and non-residents, providing them safe and efficient access to the U.S. real estate market.
El fondo tiene una estrategia de crecimiento sostenido a mediano y largo plazo. Se recomienda mantener la inversión por al menos 3 a 5 años para maximizar su rendimiento.
Fixed Income is designed for those seeking a short investment cycle, liquidity, backing from real assets, and stable returns in U.S. dollars.
Your funds are allocated exclusively to U.S. mortgage loans, each guaranteed by properties appraised by certified professionals.
- Loans are typically limited to 70% of the property’s appraised value
- Monthly interest payments are made directly to you
- The minimum investment cycle is 12 months; after that, you may request withdrawal of your capital with prior notice, as stated in the contract
Depending on the invested amount:
- From USD 10,000 → 6% net annually
- From USD 100,000 → 7% net annually
From the first month. Fixed monthly interest is credited to your Spider Connect wallet. For your first payment, the amount is prorated - it includes the full month plus the corresponding days from the previous partial month, depending on when the investment cycle began.
The minimum investment term is 12 months. Once completed, you can withdraw your capital anytime, with prior notice according to the contract.
Your investment can be automatically renewed under the same conditions.
Yes, you have the option to reinvest your interest to compound your returns.
You will receive an investment contract that specifies the use of funds, interest payments, minimum term, and capital repayment.
If you invest as a foreigner, your returns are net of U.S. taxes.
A property manager handles everything related to renting and maintaining your property: finding tenants, collecting rent, coordinating repairs, renewing leases, and more.
Because we combine technology, operational efficiency, and a specialized team working to maximize your returns and simplify remote management.
Yes. We manage properties acquired both through Spider and externally, as long as they meet certain operational criteria and are located in the United States.
The management fee is 8% of the monthly rent, with a minimum of USD 100 per month.
We use technology and data analytics to optimize listing, pricing, and tenant selection - reducing vacancy and accelerating rental placement.
We conduct a thorough screening that includes payment history, income verification, and references. Only tenants who meet strict criteria are approved.
12 months.
Our system immediately flags any missed or delayed payments, which triggers a sequence of collection actions:
Reminder and collection messages via phone and email.
Repeated visits to the property and the tenant to notify them of the overdue balance.
A late payment fee is applied.
If more than 30 days pass without payment and no repayment agreement is reached, we initiate the eviction process, which varies by city but typically takes 60–90 days to complete.
Whenever there is a maintenance request, we activate a structured process through our Tenant Customer Support (TCS) and Property Management Support (PMS) teams:
- The request is validated.
- A repair order is created, which you can track in Spider Connect.
- If the cost is under USD 350 and funds are available, the repair is executed automatically.
- If the cost is over USD 350, the repair requires your approval in Spider Connect. You will see the full scope of the work and total cost, and you’ll have up to 72 hours to approve it.
- If the repair is a legal or municipal requirement, it will be carried out immediately with available funds to avoid any legal risk. If funds are not available, you will be notified.
- Once the repair is completed, our team verifies the work and closes the order with photographic documentation.
👉 In some cities we also offer a maintenance insurance plan (~USD 60/month) that covers appliances, air conditioning, heating, and water heaters.
Rent is collected monthly and credited to your wallet in Spider Connect, where you can access and use the funds anytime.
Through Spider Connect you have 24/7 access to financial reports, documents, repairs, and more. Plus, you have direct support from our team for any questions you may have.
Yes. With Spider Connect you can access your property’s full financial and operational information 24/7, from anywhere.
Property taxes are paid annually, semi-annually, or monthly, depending on the county. If you have available funds in your account, we make the payment on your behalf, and you can view the proof of payment directly in Spider Connect.
No. The entire process is handled 100% remotely and in your language. No visa or physical presence in the U.S. is required.
Just a valid ID and some basic personal details. We guide you through every step.
On average, forming the entity and obtaining the EIN takes 10-15 business days, depending on the state.
Yes. You can form the entity without a bank account. Once it’s established, we can also assist you in opening one.
Our team helps you choose the most efficient structure depending on your country of residence, tax goals, and business activity.
No. U.S. entities are versatile structures that can also be used for billing services, e-commerce, global operations, and more.
All legal and tax documents are uploaded directly to Spider Connect, available 24/7 whenever you need them.
Yes. Even without income or transactions, certain annual filings are mandatory to avoid penalties.
Yes. You don’t need to travel to the U.S. or hold a visa. All you need is a valid ID and bankable funds.
No. The entire process is handled remotely, in your language, with full support from our team.
If you already have a U.S. bank account, you can transfer funds directly or issue a check. If you live abroad, and don’t have a U.S. bank account, you can wire funds through any accredited bank or financial institution that allows international transfers.
In most cases, transactions are completed through escrow accounts to ensure security. These accounts hold your funds and release them only when all contractual conditions are met.
Since Spider is a U.S.-based company, all investments are made in U.S. dollars. Payments can be made by bank transfer, credit or debit card, check, or even cryptocurrency.
Usually, just a valid ID is enough. In the case of corporate structures (e.g., LLCs), some additional documents may be needed. Our team will guide you through the requirements.
All of your investments appear in Spider Connect, where you can access contracts, documents, account statements, and rental income 24/7.
Yes - no visa or travel required. Just a valid ID and banked funds.
We focus on high-yield markets with affordable prices, positive migration, efficient rent ratios, and ~10-year payback.
Fully rented and in habitable condition, with certified inspection of structure, plumbing, and electrical.
Yes, but you must comply with U.S. immigration requirements.
Anytime, though holding at least 5 years maximizes income + appreciation.
At Spider we provide a frictionless experience - not only during the investment process but also in the ongoing management of your property.Through our app, Spider Connect, you’ll have 24/7 access to all your transactions and documents, giving you full control and visibility every day.Another advantage: we only charge our property management fees when you actually receive rental income.*
*Valid only for properties purchased through Spider, for a period of 1 year from the date of purchase, and subject to PMA compliance.
Property management fee: 8% of the monthly rent (minimum USD 100).Property tax: Varies by county, typically between 1% and 4% of the assessed property value. Payments are usually made in two installments per year (March and June), though this may vary depending on the city or county.
Insurance: Commonly includes coverage for fire, flood, major damage, and liability. Exact coverage depends on the policy you choose, and premiums can be paid monthly or annually.Utilities:
-Single-family homes: tenants pay for water and electricity when rented; if vacant, the owner covers these costs.
-Multi-family or duplex units: water is usually paid by the owner and prorated into the rent, while tenants pay their own electricity. If the property is vacant, the owner covers utilities.
What other expenses might be related to my investment?Annual accounting filing: If you invest through an LLC or another corporate vehicle, you must file an annual accounting/tax return (usually in March).
Entity renewal: LLCs and other entities in the U.S. must be renewed once a year, typically at the beginning of the year.
👉 Both services can be managed directly through Spider, or with your trusted professional.
Annual accounting filing: If you invest through an LLC or another corporate vehicle, you must file an annual accounting/tax return (usually in March).
Entity renewal: LLCs and other entities in the U.S. must be renewed once a year, typically at the beginning of the year.👉 Both services can be managed directly through Spider, or with your trusted professional.
Whenever there is a maintenance request, we activate a structured process through our Tenant Customer Support (TCS) and Property Management Support (PMS) teams:
-The request is validated.
-A repair order is created, which you can track in Spider Connect.If the cost is under USD 350 and funds are available, the repair is executed automatically.
-If the cost is over USD 350, the repair requires your approval in Spider Connect. You will see the full scope of the work and total cost, and you’ll have up to 72 hours to approve it.
-If the repair is a legal or municipal requirement, it will be carried out immediately with available funds to avoid any legal risk.
-If funds are not available, you will be notified.
-Once the repair is completed, our team verifies the work and closes the order with photographic documentation.
👉 In some cities we also offer a maintenance insurance plan (~USD 60/month) that covers appliances, air conditioning, heating, and water heaters.
Our system immediately flags any missed or delayed payments, which triggers a sequence of collection actions:
-Reminder and collection messages via phone and email.
-Repeated visits to the property and the tenant to notify them of the overdue balance.
-A late payment fee is applied.
If more than 30 days pass without payment and no repayment agreement is reached, we initiate the eviction process, which varies by city but typically takes 60–90 days to complete.
The eviction process typically follows these steps:
-Initial notice of non-payment is delivered to the tenant.
-If payment is not made, a legal process is filed in the local court.
-Court hearings are held in an attempt to reach an agreement.
-If unresolved, the court issues a judgment and a “WRIT” of eviction.
-Eviction is carried out with the assistance of local law enforcement.
-The property is then secured, cleaned, and repaired so it can be rented again.
👉 In many cases, agreements are reached before the process is finalized, but it’s important to know that evictions involve legal, administrative, and repair costs. While evictions are never desirable, U.S. law ensures that the process is relatively fast, allowing the property to be rented again without major delays.
Section 8 is a U.S. government assistance program that helps tenants pay rent, either partially or in full. For a property to qualify, it must be inspected and approved in advance by the local housing authority.
Key characteristics:
-Guaranteed payments directly from the government.
-High demand and low vacancy rates.
-Above-market rents compared to regular tenants.
-Tenant screening handled by the housing authority.
-First payment may take up to 60 days to arrive.
-Annual inspections are required.
👉 While Section 8 properties may require more maintenance when tenants move out, the financial benefits typically outweigh the extra costs.
Monthly, directly into your Spider Connect wallet.
12 months.
In the U.S., the leasing fee (rental commission) is typically equal to one month’s rent.
👉 With Spider:
-Tenant replacement within the first year is free of charge.*
-The first lease renewal is also free of charge.*
*These benefits apply exclusively to properties purchased directly through Spider as an investment vehicle. They do not apply to third-party properties acquired through the platform or externally but managed by Spider.
Fixed Income is designed for those seeking a short investment cycle, liquidity, backing from real assets, and stable returns in U.S. dollars.
Your funds are allocated exclusively to U.S. mortgage loans, each guaranteed by properties appraised by certified professionals.
-Loans are typically limited to 70% of the property’s appraised value.
-Monthly interest payments are made directly to you.
-The minimum investment cycle is 12 months; after that, you may request withdrawal of your capital with prior notice, as stated in the contract.
Depending on the invested amount:
-From USD 10,000 → 6% net annuallyFrom
-USD 100,000 → 7% net annually
From the first month. Fixed monthly interest is credited to your Spider Connect wallet. For your first payment, the amount is prorated - it includes the full month plus the corresponding days from the previous partial month, depending on when the investment cycle began.
The minimum investment term is 12 months. Once completed, you can withdraw your capital anytime, with prior notice according to the contract.
Your investment can be automatically renewed under the same conditions.
Yes, you have the option to reinvest your interest to compound your returns.
You will receive an investment contract that specifies the use of funds, interest payments, minimum term, and capital repayment.
Si inviertes como extranjero, tu rendimiento es neto de impuestos en EE.UU.
ARAX primarily invests in U.S. residential real estate:
Single-family homes: Core of the portfolio, in affordable markets with high rental demand.
Multifamily properties: Small and mid-sized buildings focused on stable income.
High-return developments: A smaller, strategic allocation to enhance overall fund performance.
The expected average annual net return is 8%, plus the potential for medium- and long-term asset appreciation.
The minimum investment is USD 100,000, providing access to a diversified, professionally managed institutional-grade portfolio.
No. All acquisitions are made with the fund’s own capital, significantly reducing financial risk.
ARAX is structured to minimize risk: it does not use leverage, invests only in real and already leased properties, and is managed under professional, audited standards. Additionally, it is regulated by the Securities Commission of The Bahamas, ensuring transparency and international compliance.
Yes. Through Spider Connect, you have 24/7 access to updated reports, performance metrics, and the status of your investment. You also receive direct support from our team for any inquiries.
How long is the recommended investment period?
The fund follows a strategy of sustained medium- to long-term growth. We recommend holding your investment for at least 3 to 5 years to maximize returns.
A property manager handles everything related to renting and maintaining your property: finding tenants, collecting rent, coordinating repairs, renewing leases, and more.
Because we combine technology, operational efficiency, and a specialized team working to maximize your returns and simplify remote management.
Yes. We manage properties acquired both through Spider and externally, as long as they meet certain operational criteria and are located in the United States.
The management fee is 8% of the monthly rent, with a minimum of USD 100 per month.
We use technology and data analytics to optimize listing, pricing, and tenant selection - reducing vacancy and accelerating rental placement.
We conduct a thorough screening that includes payment history, income verification, and references. Only tenants who meet strict criteria are approved.
12 months.
Our system immediately flags any missed or delayed payments, which triggers a sequence of collection actions:
Reminder and collection messages via phone and email.
Repeated visits to the property and the tenant to notify them of the overdue balance.
A late payment fee is applied.
If more than 30 days pass without payment and no repayment agreement is reached, we initiate the eviction process, which varies by city but typically takes 60–90 days to complete.
Whenever there is a maintenance request, we activate a structured process through our Tenant Customer Support (TCS) and Property Management Support (PMS) teams:
-The request is validated.
-A repair order is created, which you can track in Spider Connect.
-If the cost is under USD 350 and funds are available, the repair is executed automatically.
-If the cost is over USD 350, the repair requires your approval in Spider Connect. You will see the full scope of the work and total cost, and you’ll have up to 72 hours to approve it.
-If the repair is a legal or municipal requirement, it will be carried out immediately with available funds to avoid any legal risk. If funds are not available, you will be notified.
-Once the repair is completed, our team verifies the work and closes the order with photographic documentation.
👉 In some cities we also offer a maintenance insurance plan (~USD 60/month) that covers appliances, air conditioning, heating, and water heaters.
Rent is collected monthly and credited to your wallet in Spider Connect, where you can access and use the funds anytime.
Through Spider Connect you have 24/7 access to financial reports, documents, repairs, and more. Plus, you have direct support from our team for any questions you may have.
Yes. With Spider Connect you can access your property’s full financial and operational information 24/7, from anywhere.
Property taxes are paid annually, semi-annually, or monthly, depending on the county. If you have available funds in your account, we make the payment on your behalf, and you can view the proof of payment directly in Spider Connect.
No. The entire process is handled 100% remotely and in your language. No visa or physical presence in the U.S. is required.
Just a valid ID and some basic personal details. We guide you through every step.
On average, forming the entity and obtaining the EIN takes 10-15 business days, depending on the state.
Yes. You can form the entity without a bank account. Once it’s established, we can also assist you in opening one.
Our team helps you choose the most efficient structure depending on your country of residence, tax goals, and business activity.
No. U.S. entities are versatile structures that can also be used for billing services, e-commerce, global operations, and more.
All legal and tax documents are uploaded directly to Spider Connect, available 24/7 whenever you need them.
Yes. Even without income or transactions, certain annual filings are mandatory to avoid penalties.
Yes. You don’t need to travel to the U.S. or hold a visa. All you need is a valid ID and bankable funds.
No. The entire process is handled remotely, in your language, with full support from our team.
If you already have a U.S. bank account, you can transfer funds directly or issue a check. If you live abroad, and don’t have a U.S. bank account, you can wire funds through any accredited bank or financial institution that allows international transfers.
In most cases, transactions are completed through escrow accounts to ensure security. These accounts hold your funds and release them only when all contractual conditions are met.
Since Spider is a U.S.-based company, all investments are made in U.S. dollars. Payments can be made by bank transfer, credit or debit card, check, or even cryptocurrency.
Usually, just a valid ID is enough. In the case of corporate structures (e.g., LLCs), some additional documents may be needed. Our team will guide you through the requirements.
All of your investments appear in Spider Connect, where you can access contracts, documents, account statements, and rental income 24/7.
At Spider, we focus on providing real estate investment opportunities in high-performing markets. To do this, we process data and identify cities where:
- Property values are below the national average.
- Migration patterns are positive.
- The rental-to-investment ratio is efficient.
- Investment amortization occurs within approximately 10 years.
- Properties are debt-free, reducing price fluctuation risk due to interest rate changes.
The most profitable cities in the United States may not necessarily align with those attractive for vacationing or living.
Us, of course! We do not use third parties for property management. Our structure offers you a 360-degree experience in your investment process, including property management, and legal and accounting services. In our property management area section of the app, you can view all your transactions and documents 24/7. We only charge our services when there is rental income.
Properties are delivered leased and therefore in optimal habitability conditions. In the pre-purchase process, a report is generated by a certified city inspector, validating the infrastructure, plumbing, and electrical conditions of all the units we commercialize. During the first 12 months, you have a warranty for any repairs that may come up on your property.
While we conduct a rigorous tenant selection process, including verifying their income, family composition, and credit history, rental arrears can occur. In such cases, a sequence of actions is initiated, including:
- Collection messages via phone and email.
- Property and tenant visits to notify them of the arrears.
If more than 7 days pass without payment and no agreement is reached, the eviction process is initiated. The duration of the eviction process may vary depending on the city but typically takes around 60 days. The eviction process will be interrupted if the rent is paid.A late fee is generated for delayed payments.
It's your property! You can sell it whenever you wish, understanding that the market will determine its value. We always suggest a minimum holding period of 4 to 5 years to maximize potential appreciation.
When you purchase a property, you can use it as you please. However, if you want to reside in the United States, you must be aware of current immigration restrictions. Any residency process should be handled by a specialist.
Yes. It is not necessary to travel or have a visa to do so. However, you need to have a valid identification document and the funds available and banked to make the investment.
Rental income is collected monthly and can be viewed in your wallet on Spider Connect, allowing you to use it and transfer it to any bank account as you wish.
Fixed income is the best option to invest your capital if you're looking for a short investment cycle that's liquid and safe. How it works:
- Your money is used solely to provide residential mortgages in the United States, and thus the investment is collateralized by the properties purchased with the use of proceeds that were invested in the mortgage.
- Property valuation is carried out by a certified professional.
- Generally, the loan value is around 70% of the property's appraisal. This is an advantage because if the property's value decreases, it doesn't affect your capital
- You earn fixed and quarterly interest.
- The investment cycle is 1 year.
You have an investment contract specifying the terms of fund usage, interest payments, term, and capital return. Until mortgage loans are granted, your money remains in an escrow account regulated for contract purposes.
Profitability is fixed and paid quarterly. You can view it in your Spider Connect wallet.
Investment contracts are for 12 months. You can withdraw your interest quarterly, but the total capital can be withdrawn once the investment cycle ends according to the contract terms.
As a foreign investor, you have no tax obligations or administrative fees, so the annual return is net.
Yes. Travel or a visa is not necessary. However, you need a valid identification document and the available and banked funds to make the investment.
No, traveling or having a visa is not necessary. You need a valid identification document and available and banked funds to make the investment.
If you invest in properties, you have the property title and complete control of the asset you acquired. Even if you wish to manage it with another company other than us, you can.
In fractional investments, you own a percentage of the LLC owning the property portfolio you invested in and also have a management contract detailing rent distribution based on shareholders and profits upon sale. Regarding mortgages, you have an investment contract specifying the terms of fund usage, interest payments, term, and capital return.
If you have an account in the United States, you can transfer funds or send a check. If you live abroad and do not have an account in the United States, you can do so through any accredited bank or financial institution that allows international transfers.
Transactions are generally conducted through escrow accounts to ensure the operation's security. These accounts safeguard your money to ensure it is used as contractually planned for the respective operation.
Spider is an American company, so investments are made in the United States and in US dollars. You can invest through bank transfer, credit card, debit card, check, and cryptocurrencies.
In addition to having over 10 years of experience in the market, one of Spider's fundamental principles is to offer security. Therefore, property investors own the product in which they invest, as Spider is not an investment fund. In the case of fixed income, the broker we work with provides the highest standards of guarantees and support required for this type of investment. Moreover, you can view the mortgages within our app, in the portfolio section.
At Spider, we focus on providing real estate investment opportunities in high-performing markets. To do this, we process data and identify cities where:
- Property values are below the national average.
- Migration patterns are positive.
- The rental-to-investment ratio is efficient.
- Investment amortization occurs within approximately 10 years.
- Properties are debt-free, reducing price fluctuation risk due to interest rate changes.
The most profitable cities in the United States may not necessarily align with those attractive for vacationing or living.
Us, of course! We do not use third parties for property management. Our structure offers you a 360-degree experience in your investment process, including property management, and legal and accounting services. In our property management area section of the app, you can view all your transactions and documents 24/7. We only charge our services when there is rental income.
Properties are delivered leased and therefore in optimal habitability conditions. In the pre-purchase process, a report is generated by a certified city inspector, validating the infrastructure, plumbing, and electrical conditions of all the units we commercialize. During the first 12 months, you have a warranty for any repairs that may come up in your property.
While we conduct a rigorous tenant selection process, including verifying their income, family composition, and credit history, rental arrears can occur. In such cases, a sequence of actions is initiated, including:
- Collection messages via phone and email.
- Property and tenant visits to notify them of the arrears.
- If more than 7 days pass without payment and no agreement is reached, the eviction process is initiated. The duration of the eviction process may vary depending on the city but typically takes around 60 days. The eviction process will be interrupted if the rent is paid.
- A late fee is generated for delayed payments.
It's your property! You can sell it whenever you wish, understanding that the market will determine its value. We always suggest a minimum holding period of 4 to 5 years to maximize potential appreciation.
When you purchase a property, you can use it as you please. However, if you want to reside in the United States, you must be aware of current immigration restrictions. Any residency process should be handled through a specialist.
Yes. It is not necessary to travel or have a visa to do so. However, you need to have a valid identification document and the funds available and they must be wired to a US account to make the investment.
Rental income is collected monthly and can be viewed in your wallet on Spider Connect, allowing you to use it and transfer them to any bank account you wish.
Fixed income is the best option to invest your capital if you're looking for a short investment cycle that's liquid and safe.
How it works:
- Your money is used solely to provide residential mortgages in the United States, and thus the investment is collateralized by the properties purchased with the use of proceeds that were invested in the mortgage.
- Property valuation is carried out by a certified professional.
- Generally, the loan value is around 70% of the property's appraisal. This is an advantage because if the property's value decreases, it doesn't affect your capital.
- You earn fixed and quarterly interest.
- The investment cycle is 1 year.
You have an investment contract specifying the terms of fund usage, interest payments, term, and capital return. Until mortgage loans are granted, your money remains in an escrow account regulated for contract purposes.
Profitability is fixed and paid quarterly. You can view it in your Spider Connect wallet.
Investment contracts are for 12 months. You can withdraw your interest quarterly, but the total capital can be withdrawn once the investment cycle ends according to the contract terms.
As a foreign investor, you have no tax obligations or administrative fees in the United States, so the annual return is net.
Yes. Travel or a visa is not necessary. However, you need a valid identification document and the available and they must be wired to a US account funds to make the investment.
No, traveling or having a visa is not necessary. You need a valid identification document and available and banked funds to make the investment.
If you invest in properties, you have the property title and complete control of the asset you acquired. Even if you wish to manage it with another company other than us, you can.
In fractional investments, you own a percentage of the LLC owning the property portfolio you invested in and also have a management contract detailing rent distribution based on shareholders and profits upon sale. Regarding mortgages, you have an investment contract specifying the terms of fund usage, interest payments, term, and capital return.
If you have an account in the United States, you can transfer funds or send a check. If you live abroad and do not have an account in the United States, you can do so through any accredited bank or financial institution that allows international transfers.
Transactions are generally conducted through escrow accounts to ensure the operation's security. These accounts safeguard your money to ensure it is used as contractually planned for the respective operation.
Spider is an American company, so investments are made in the United States and in US dollars. You can invest through bank transfer, credit card, debit card, check, and cryptocurrencies.
In addition to having over 10 years of experience in the market, one of Spider's fundamental principles is to offer security. Therefore, property investors own the product in which they invest, as Spider is not an investment fund. In the case of fixed income, the broker we work with provides the highest standards of guarantees and support required for this type of investment. Moreover, you can view the mortgages within our app, in the portfolio section.
